"After reviewing what my long term banking partner offered me on rates, I approached Scott to see if he could help with my new mortgage.  Scott was not only able to offer me better rate options, but he took the time to explain which product was which and how each one could benefit my personal needs.   In the end I went with Scott because he was able to get me the best rate to save me money, but his knowledge of the market and personal service made it an even easier decision.  I won't hesitate to use Scott on my next mortgage deal."
 - Risto Scott

"When our mortgage came up for renewal we decided to shop around instead of going with the bank we had dealt with for 25 years. Scott Gingles came highly recommended so we decided to see what he could offer. We were amazed at the rate he was able to secure and just how much money we would be saving. He was extremely professional and courteous and his attention to detail left us knowing that our biggest investment was well taken care of. We have since referred him to many friends and family and they have all been wowed with his service.
Thanks Scott,"
 - Dale & Darla Mason

"Scott's knowledge of the industry and his ability to communicate in simplistic terminology put us at great ease when considering our re-mortgage possibilities. Scott is diligent on your behalf and does not take the easy route. He researched all the possibilities that applied to our personal situation and offered up several scenarios for us to choose from. He was personable, efficient and conscientious with our situation and concerns. Scott  was able to take the 'hassle' out of refinancing our home and his follow up has been impeccable! Scott truly is... "The Mortgage Expert!" and I whole heartedly recommend Scott Gingles for your mortgage needs!
- Alison Simpson