Spring has sprung! (May 2013 Scott Gingles – DLC The Mortgage Hub Newsletter)

General Scott Gingles 8 May

To view this months newsletter click here: http://ow.ly/kQ0UB


Scott Gingles

Dominion Lending Centres - The Mortgage Hub

Phone: (604) 999-2864
Cell: (250) 808-0290
Fax: (888) 212-5402
Welcome to the May issue of my monthly newsletter!
In the spirit of spring cleaning, please take a moment this month to consider your existing mortgage. Are you optimizing your savings? If you currently hold a mortgage with a rate above 3.40% there is most definitely an opportunity to access a historicall low offer today and save!

Throughout the next 12 months you may find yourself asking the following questions:
Will I save if I consolidate my high interest credit card debt into my mortgage?
What will it cost me?
How much extra can I pay down on my mortgage every month? every year?
Can I afford to buy a second home or rental?
How can I make my mortgage interest tax deductible?
Whether you would like to learn some tips and tricks to help you become debt-free faster, or you would simply like to access a better rate, contact me today to get started!

Here are some of today's best options if you are looking for a new mortgage:


Variable 2.60% (Prime-.40%)
2 year fixed 2.49%
5 year fixed 2.89%*
10 year fixed 3.69%

*Additional discounts available on quick closings, some restrictions may apply, rates are subject to change without notice.

Thanks again for your continued support and referrals!
Preparing for a mortgage will increase your chances for approval. Don’t buy or lease big-ticket items or increase debt for 6-12 months prior. Purchasing things such a new car, furniture or major appliances worsens debt-to-income ratios, which can make you ineligible for the best available loan terms.

Exterior Renovations:

If you’re thinking of selling your home, or you simply want to spruce it up, exterior renovations can significantly increase its value and curb appeal. Aside from more expensive undertakings such as new roofing and siding, there are some projects you can take on yourself, such as creating attractive flower beds or purchasing a new front door. With each project completion, you will be happier with your home, and increase its appeal to buyer when it comes time to sell!